"Where the righteousness of the Law reigns, there the righteousness of grace cannot reign; and, on the other hand, where the righteousness of grace reigns, there the righteousness of the Law cannot reign. One of these two will have to yield to the other. And if you cannot bring yourself to believe that God wants to forgive your sins for the sake of Christ, how will you be able to believe that He wants to forgive you for the sake of the works of the Law or for the sake of your own works? Therefore the doctrine of grace simply cannot stand with the doctrine of the Law. One of them must be rejected and abolished, and the other must be confirmed or substantiated."
Luther, M. (1999). Luther's works, vol. 26: Lectures on Galatians, 1535, Chapters 1-4 (J. J. Pelikan, H. C. Oswald & H. T. Lehmann, Ed.) (Ga 1:7). Saint Louis: Concordia Publishing House.
"Quia Creeds" are creeds you can boldy confess because they are faithful to the teaching of the Bible. Every church and every person has a creed. Is the creed based on your opinion or is it derived from Christ's Word?